When will the euro become our official currency?
On 1 January 2023 euro will be introduced as the official currency in Croatia.

What is the period of dual display of prices, when does it start and how long will it last?
The period of dual display of prices is the period when prices and other monetary values (the price of goods, services, values and amounts) are presented in two currencies (kunas and euros). Dual display of prices starts on 5 September 2022 and ends on 31 December 2023.

Will payments in euros be possible during the period of dual display of prices?
Payments in euros will be possible from 1 January 2023, i.e. from the day of the introduction of the euro as the official currency in Croatia.

What is the period of dual circulation and how long will it last?
The period of dual circulation lasts 14 days, from 1 January 2023 to 14 January 2023. During this period, citizens will be able to pay in both kunas and euros, and the change will be given to them only in euros (except in situations when there are reasonable grounds for doing the opposite). After the expiry of the period of dual circulation, only payments in euros will be possible.

What should I do if I find kunas several years after the introduction of the euro? Will it still be possible to exchange them for euros?
There is no deadline for the exchange of kuna banknotes. It will be possible to exchange them for euros at the Croatian National Bank at any time in the future. The exchange of kuna banknotes for euros at the Croatian National Bank will be possible from 1 January 2023 and it will last over the next three years.
What exchange rate will be used for the conversion of kunas to euros on the date of the introduction of the euro?
A fixed exchange rate of 1 EUR = 7.53450 HRK is used for the conversion of kunas to euros, and it consists of a whole number and a total of five decimal places. When converting, all five decimal places are used, and only then it is possible to round off the amount to two decimal places according to mathematical rules:
  • if the third decimal is less than five, the second decimal remains unchanged
  • if the third decimal is equal to or higher than five, the second decimal shall increase by one.
             The conversion is performed in the following manner (as an example for the purposes of a more accurate display of the price conversion, the central parity of the kuna against the euro established at the time of the introduction of the kuna in the Exchange Rate Mechanism II is used):
 
Price in kunas Exchange rate Price in euros before rounding off Price in euros after rounding off
10 HRK 1 EUR = 7.53450 HRK 1.327228084 EUR 1.33 EUR
 
 

When will I be able to exchange kuna cash for euro cash at a fixed conversion rate?
The exchange of kuna cash at a fixed conversion rate will be possible from 1 January 2023. Before the date of introduction of the euro in the Republic of Croatia, cash in kunas can be deposited into bank accounts. With the date of introduction of the euro, the deposit in kunas is automatically converted into a deposit in euros at a fixed conversion rate.
Where and how much money can I exchange at a fixed conversion rate?
The exchange of kuna cash for euro cash at a fixed conversion rate will be possible at the bank branches, post offices of the Croatian Post, Fina branches and at the Croatian National Bank free of charge in the first 12 months from the date of the introduction of the euro. It will be possible to exchange up to 100 banknotes and 100 coins in one transaction.
Will it be possible to exchange kunas for euros in exchange offices?
Before 1 January 2023, citizens can exchange kunas for euros and vice versa according to the current practices of exchange offices and the purchase or selling rate, and not according to the fixed conversion rate. Therefore, citizens who decide to exchange kunas for euros in exchange offices will have an additional cost. From 1 January 2023, the exchange of kuna for the euro in exchange offices at the purchase, the selling, or the fixed conversion rate will not be possible. However, it will still be possible to exchange the euro for other foreign currencies in exchange offices, e.g. BAM, CHF, USD, etc.
Will I be able to use Croatian euro coins outside of Croatia?
From 1 January 2023, it will also be possible to use Croatian euro coins outside of Croatia in the Member States of the European Union where the official currency is the euro.